Friday, November 7, 2014

It Is Time To Pay Your PTPTN Study Loan

One of the hot news in local newspapers this week is Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) had to reduce the total financing starting 1 November this year due to limited funds. And the related news is that these limited funds was caused by a huge number of graduates did not start to pay their study loan as agreed. In my opinion, it is really unfair for students enrolling for public and private institution of higher learning been punished for what these PTPTN loan defaulters had done.

To those who had never made any PTPTN loan repayment, it is time for you to start to make your first payment. Take the first step to make the payment. If you have difficulty, contact PTPTN directly. In the  PTPTN agreement, you had agreed to settle the study loan right? So, since PTPTN had helped you to have your diploma or degree or PhD, it is time for your to pay back to PTPTN and to the society.

I am sure you have younger siblings, or your niece/nephew/cousins, your extended family's son/daughter, or your colleague/neighbor's son/daughter. Imagine any of them - your younger brother/sister/niece/nephew/friend's son not able to go through his or her tertiary education because of limited PTPTN loan. Or, perhaps your future son or daughter who need PTPTN study loan, will have difficulty to get one too. You should know the importance of sufficient financial support in tertiary education.

Let's face it. The whole society is interconnected. Keep your promise to settle your PTPTN study loan. 

1 comment:

  1. It's a disappointing news that the new generations have to suffer the consequences of the earlier PTPTN defaults. Even if the defaulters are not considerate towards the new generation, they should still repay the monthly payment for their own sake if they don't want to get restricted from leaving the country after being blacklisted. In addition, being blacklisted in CCRIS due to PTPTN defaults can bring a lot of barrier to the borrowers in the future if they want to borrow loans for houses.

    http://loanstreet.com.my/learning-centre/ptptn-tips-for-students

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