It is now local university and private college registration time. For some parents which might not be able to provide full financial support to their university-going son or daughter, they might not be able to sleep well. But, not too worry, especially for those students who are offered to local university. Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) provides financial support for Malaysian to further their study. With PTPTN, students will get study loan which cover their course fee, accommodation and other expenses. In short, it is enough for a student to get his diploma or degree. Upon graduation, students will need to pay back the study loan on monthly basis at a low interest rate.