I am feeling relief today. I terminated another 2 credit cards by Bank R. Actually, I called to the customer service centre last Saturday to terminate my cards. The friendly and helpful customer service advised me to write a termination letter and fax to their customer service centre. She also advise me to cut-through my cards, photostat it and attach together with my termination letters. She said it's saver to photostat the cut-through cards and fax to them rather than send the cut-through cards by post to them. Which I think is quite true.
This morning, I did what the customer service advised me to do. By 5:30 pm, another customer service from Bank R head office called me to enquire about my termination. I am surprised by the prompt action by Bank R. Because I am expecting the reply within few working days. She said will offer me the cards with free-for-life subscription. I firmly told her that "Thank you but I decided to terminate my credit cards". Then she asked me the reasons for the termination. I told her I have too many cards. Also, I told her that actually their credit card sales representative forced me to sign up for the credit cards. I can hear she's smiling at the other end. I think she understood what I meant. Finally she said she'll process the cancellation of my cards.
So, from now on, I only have one active credit card and another one as back-up. And I completed one of my 2009 financial goals.