Is yearly health screening test in your 2009 appointment list? If yes, perhaps you need to set another appointment for your financial screening test with your financial advisers. Or, you can check your financial screening test at Financial Fitness Test, a selftest from Agency Kaunseling dan Pengurusan Kredit (AKPK) or Credit Counseling and Debt Management Agency. By answering 11 simple questions, you will know how fit is your financial health. Remember to provide an honest answer for each question in order to get a more accurate result.
I hope you will have good results. If no, don't worry. It's never too late to improve your financial fitness. Do try it out!