I had always hear people around me complaint they dont have enough money, especially from the third week to the last few days of the month. Do you face the same problem as well? If yes, it's time for you to plan your spending (budgeting). Take one step after another. Start with a week planning, followed by 2 weeks, then a month. I know most will say, it's easier say than to do it. If you didn't try today, do you want to complaint the same phrase for a year, 2 years, 5 years or your whole life? I dont think you or the people around like enjoy that phrase. Take the challenge, stop complaining that you dont have enough money. Because the 2nd simple money magnet is 'never complaint you don't have enough money or your don't have money'.